- Contact Us
Wise Elements Inc. DBA 101 Network
Email address: email@example.com
Phone: (888) 413-5864
Postal address: 4225 Executive Square, Suite 1000, La Jolla, San Diego 92370
- Third-Party Links
- Personal Information
- Use of Personal Information
We and our service providers use Personal Information for legitimate business purposes, including to:
- Provide the functionality of the Services and fulfill your requests.
- To respond to your inquiries and fulfill your requests, such as when you contact us by using the forms provided on our Site.
We will engage in these activities to manage our contractual relationship with you and/or to comply with a legal obligation.
- Aggregate and/or anonymize Personal Information.
- We may aggregate and/or anonymize Personal Information so that it will no longer be considered Personal Information. We do so to generate other information for our use, which we may use and disclose for any purpose.
- Accomplish our business purposes.
- For data analysis, for example, to improve the efficiency of our Services;
- For audits, to verify that our internal processes function as intended and are compliant with legal, regulatory, or contractual requirements;
- For fraud and security monitoring purposes, for example, to detect and prevent cyberattacks or attempts to commit identity theft;
- For developing new products and services;
- For enhancing, improving, or modifying our current products and services;
- For identifying usage trends, for example, understanding which parts of our Services are of most interest to users;
- For determining the effectiveness of our promotional campaigns, so that we can adapt our campaigns to the needs and interests of our users; and
- For operating and expanding our business activities, for example, understanding which parts of our Services are of most interest to our users so we can focus our energies on meeting our users’ interests.
We engage in these activities to manage our contractual relationship with you, to comply with a legal obligation, and/or because we have a legitimate interest.
- Disclosure of Personal Information
Your Personal Information will be disclosed:
- To our third-party service providers, to facilitate services they provide to us. These can include providers of services such as website hosting, data analysis, information technology and related infrastructure provision, customer service, auditing, and other services.
Other Uses and Disclosures
We also use and disclose your Personal Information as necessary or appropriate, especially when we have a legal obligation or legitimate interest to do so:
- To comply with applicable law and regulations, which can include laws outside your country of residence.
- To cooperate with public and government authorities, to respond to a request or to provide information we believe is important. These can include authorities outside your country of residence.
- To cooperate with law enforcement, such as when we respond to law enforcement requests and orders or provide information we believe is important, including to law enforcement outside your country of residence.
- For other legal reasons, such as to enforce our terms and conditions and to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.
- In connection with a sale or business transaction. We have a legitimate interest in disclosing or transferring your Personal Information to a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock (including in connection with any bankruptcy or similar proceedings) Such third parties may include, for example, an acquiring entity and its advisors.
- Other Information
- Cookies and Tracking
We do not currently respond to browser do-not-track signals.
- Jurisdiction and Cross-Border Transfer
Your Personal Information may be stored and processed in any country where we have facilities or in which we engage service providers, and, by using the Services, you understand that your information will be transferred to countries outside of your country of residence, including the United States, which may have data protection rules that are different from those of your country. In certain circumstances, courts, law enforcement agencies, regulatory agencies or security authorities in those other countries may be entitled to access your Personal Information.
- Retention Period
- Information Security
We have put in place security measures designed to prevent Personal Information from being accidentally lost or acquired, used, accessed, altered, or disclosed in an unauthorized way. Please keep in mind that no method of transmission over the Internet or method of electronic storage is 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of your Personal Information may have been compromised during, or as a result of, your use of the Services), please immediately notify us in accordance with the “Contact Us” section above.
- Protection of Children’s Privacy
We are concerned about the privacy and safety of children when they use the internet. Our Services are not directed to children under eighteen (18).
We will never knowingly request Personal Information online from anyone under the age of 18 without prior verifiable parental consent. Our Services are general audience sites and are not targeted to or intended for use by children. However, if we learn that we have received information from a child under the age of 18 without parental consent, we will delete that information from our database.
- Choices and Access
If you would like to request to review, correct, update, suppress, restrict, or delete Personal Information, object to the processing of Personal Information, or if you would like to request to receive an electronic copy of your Personal Information for purposes of transmitting it to another company (to the extent these rights are provided to you by applicable law), you may contact us at firstname.lastname@example.org or 4225 Executive Square, Suite 1000, La Jolla, San Diego 92370. We will respond to your request consistent with applicable law.
For your protection, we may only implement requests with respect to the Personal Information associated with the particular email address that you use to send us your request, and we may need to verify your identity before implementing your request. We will try to comply with your request as soon as reasonably practicable. Please note that we may need to retain certain information for recordkeeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion.
- Additional Information Regarding the European Economic Area
If you are located within the European Economic Area, you may lodge a complaint with a data protection authority for your country or region or where an alleged infringement of applicable data protection law occurs. A list of data protection authorities is available at http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=612080.
- Additional Information for California Consumers
Information We Collect
We may collect certain information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device. In particular, as indicated below, we may have collected the following categories of personal information from consumers within the last twelve (12) months:
|A. Identifiers.||A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.||YES|
|B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.||YES|
|C. Protected classification characteristics under California or federal law.||Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).||YES|
|D. Commercial information.||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.||NO|
|E. Biometric information.||Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.||NO|
|F. Internet or other similar network activity.||Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.||YES|
|G. Geolocation data.||Physical location or movements.||YES|
|H. Sensory data.||Audio, electronic, visual, thermal, olfactory, or similar information.||NO|
|I. Professional or employment-related information.||Current or past job history or performance evaluations.||NO|
|J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).||Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.||NO|
|K. Inferences drawn from other personal information.||Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.||YES|
Personal information does not include:
- Publicly available information from government records.
- De-identified or aggregated consumer information.
- Information excluded from the CCPA’s scope, such as:
- health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
- personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.
We obtain the categories of personal information listed above from the following categories of sources:
- Directly and indirectly from your activity on our Sites, including information our servers automatically collect and information collected from cookies on our site as described in our Cookie Notice.
- From third-parties that interact with us or our Sites.
- Publicly available data bases.
- From social networks, such as Facebook, Instagram or Twitter, if you use a social network login to access our services or Sites.
- Joint marketing partners.
- From your mobile device, such as your mobile device ID, model, and manufacturer, and information about the location of your device.
- When you apply for a job through our Sites.
- When you register on our Sites.
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:
- Analyze the use and performance of our Sites and services.
- Identify you when you visit our Sites and as you navigate our Sites.
- Display advertisements that will be relevant to you.
- Share your personal data with third parties who process your data on our behalf when they provide certain services to us, such as data analytics, ad networks, research, marketing, email delivery, hosting services, customer service and legal and financial services.
- Share your personal data with third parties who use it for their own purposes if you have provided consent to do so.
- Monitor and analyze usage and trends to improve your experience with the Sites.
- Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Sites to you.
- Store your preferences including language, past searches, location and preferences.
- To fulfill or meet the reason for which the information is provided.
- To provide you with email alerts, event registrations and other notices concerning our products or services, or events or news, that may be of interest to you.
- To improve our Sites and presentation of content to you.
- As necessary or appropriate to protect the rights, property or safety of us, our clients or others.
- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
- If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity.
- Recommend additional content to you from our Site or from other Sites within our network of Sites.
- For fraud and security monitoring purposes, for example, to detect and prevent cyberattacks or attempts to commit identity theft.
- As described to you when collecting your personal information or as otherwise set forth in this Policy or the CCPA.
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
Sharing Personal Information
We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:
Category A: Identifiers.
Category B: California Customer Records personal information categories.
Category C: Protected classification characteristics under California or federal law.
Category F: Internet or other similar network activity.
Category G: Geolocation data.
Category K. Inferences drawn from other personal information.
We disclose your personal information for a business purpose to the following categories of third parties:
- Third party service providers who may process your data on our behalf when they provide certain services to us, such as data analytics, ad networks, research, marketing, email delivery, hosting services, customer service and legal and financial services.
- Third-party partners who may deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Site to you.
- Third parties to whom you or your agents authorize us to disclose your personal information in connection with products or services we or they provide to you.
- Our affiliates.
The information categories set forth above may have been shared with certain trusted third parties to perform functions and provide services to us, including performance monitoring, site development, customer relationship, direct marketing, advertising, and related services. We share such information only to the extent necessary to perform these functions and provide such services.
In the preceding twelve (12) months, we have not sold any personal information except as set forth above.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Notice of Right to Opt Out of Sale of Personal Information
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
- The categories of personal information we collected about you.
- The categories of sources for the personal information we collected about you.
- Our business or commercial purpose for collecting or selling that personal information.
- The categories of third parties with whom we share that personal information.
- The specific pieces of personal information we collected about you.
- If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
- sales, identifying the personal information categories that each category of recipient purchased; and
- disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
Deletion Request Rights
You also have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
- Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
- Debug products to identify and repair errors that impair existing intended functionality.
- Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
- Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
- Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
- Comply with a legal obligation.
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, or deletion rights described above, please submit a verifiable consumer request to us by either:
- Calling us toll-free at (888) 413-5864
- Emailing us at email@example.com
Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
Response Timing and Format
We will make every effort to respond to a verifiable consumer request within 45 days of receipt. If we require more time, we will inform you of the reason and extension period in writing. The total period will not exceed 90 days. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We will not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
- Deny you goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Call us toll-free at (888) 413-5864
Email us at firstname.lastname@example.org
Send us mail at:
Last Updated: June 28, 2019
These Advertising Guidelines (these “Guidelines”) set forth certain standards that govern Wise Elements Inc.’s (“Wise”, “we” or “us”) relationship with its advertising partners. In addition, these Guidelines describe the relationship between Wise Elements’ editorial and advertising content in an effort to be as transparent as possible to Wise Elements’ readers and advertisers.
These Guidelines will be revisited and updated from time to time and we are open to comments on how to better improve transparency.
The guidelines in the following section apply to all advertisements and sponsor content served by Wise Elements’ on its family of websites.
Wise Elements’ overarching policy is that it will not allow any relationship with an advertiser to compromise its editorial integrity. In addition, all advertising content will be clearly distinguishable from editorial content. All advertisements will be labeled with the word “Advertisement” when, in Wise Elements’ opinion, it is necessary to do so to make clear the distinction between editorial content and advertising content.
As set forth in Wise Elements’ terms and conditions with its advertisers, all of its advertisers are responsible for ensuring that their ads comply with all applicable laws, regulations, and guidelines. While the content of advertising does not necessarily reflect the views of Wise Elements or its editors, if it comes to the attention of Wise Elements that an ad, in our discretion, contains false, disparaging, or unlawful content, Wise Elements will remove the ad from its website or websites.
Wise Elements evaluates whether to work with advertisers on a case-by-case basis. However, some examples of advertising Wise Elements will not accept are the following:
- Advertising that Wise Elements believes, in its opinion, is indecent, vulgar, suggestive, profane, or offensive.
- Advertising for illegal products, substances or services.
- Advertising that Wise Elements determines to be hateful, violent, inflammatory or discriminatory against any individual, group, or organization.
- Advertising that Wise Elements determines represents a personal attack against an individual, group, country, or organization.
All determinations of the application of the foregoing standards to particular advertisements or advertisers shall be within the sole discretion of Wise Elements’ business team.Wise Elements’s editors are not involved in deciding whether to accept or reject specific advertisers.
In accordance with its terms and conditions with advertisers,Wise Elements may remove advertising content at any time if such content is inconsistent with the policies described herein, with or without prior notice to the advertising client.
SPONSORED CONTENT GUIDELINES
The guidelines in the following section shall apply to all Sponsor Content appearing in the Wise Elements family of websites. The following are in addition to the general guidelines for advertising content that appear above, which apply to Sponsor Content as well.
“Sponsor Content” is content created or commissioned by advertisers in collaboration with Wise Elements’ media team. Wise Elements allows Sponsor Content in two forms: (1) content produced by Wise Elements’ media team as commissioned by its advertising partners; and (2) content produced by advertisers.
As with all advertising, Sponsor Content does not necessarily reflect the views or opinions of Wise Elements or Wise Elements’ editors. Accordingly, Wise Elements will prominently display the following disclaimer on all Sponsor Content: ‘PAID POST.’ Wise Elements will include a disclaimer on all Sponsor Content that notes the involvement or non-involvement of Wise Elements’ editorial staff in curating or creating the Content and clarifies that the Content is made possible by a Sponsor. In addition, Wise Elements will ensure the treatment and design of advertisements and of Sponsor Content is clearly differentiated from its editorial content onWise Elements’ websites.
Wise Elements will refuse publication of such content that, in its own judgment, would undermine the intellectual integrity, authority, and character of our enterprise. In addition, as with all advertising, and consistent with the foregoing General Advertising Guidelines, Wise Elements may reject or remove any Sponsor Content at any time that contains false, deceptive, potentially misleading, or illegal content or is inconsistent with or may bring disparagement, harm to reputation, or other damage toWise Elements.
Inc. DBA 101 Network
4225 Executive Square, Suite 1000
La Jolla, CA 92007
WISE ELEMENTS INC. COOKIE NOTICE
Last revised: December 9, 2019
A cookie is a file containing an identifier (a string of letters and numbers) that a web server transmits to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
Cookies may be either “persistent” cookies or “session” cookies. A persistent cookie will be stored by a web browser and remain valid until its expiration date, unless it is deleted by the user, while a session cookie will expire when the web browser is closed at the end of the user session.
Cookies do not typically contain any information that personally identifies a user, but personal data that we store about you may be linked to the information stored in and obtained from cookies. Cookies enable a website to remember your actions and preferences over a period of time, so you don’t have to repetitively enter certain information, perform certain action or configure certain aspects of a website whenever you return to the website or browse from one page to another. More information about cookies and how they work is available at www.allaboutcookies.org.
Cookies that we use
- Identify you when you visit our Site and as you navigate our Site
- Analyze the use and performance of our Site and services
- Display advertisements that will be relevant to you
- Maintain your session
- Remember your language and origin settings
- Remember your past searches on our Sites
- Remember your location
- Remember your preferences
Cookies used by our service providers
Google Analytics. We use Google Analytics. Google Analytics gathers information about the use of our Site by means of cookies. This information is used to create reports about the use of our Site. You can find out more about Google’s use of information by visiting https://www.google.com/policies/privacy/partners/ and you can review Google’s privacy notice at https://policies.google.com/privacy. If you want to opt-out of being tracked by Google Analytics, visit the Google Analytics Opt-out page at https://tools.google.com/dlpage/gaoptout and install the add-on for your browser.
Most browsers also allow you to refuse to accept cookies and to delete cookies. You can normally change your browser settings within the ‘options’ or ‘preferences’ menu for your browser. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. You can review your Internet browser settings, typically under the sections “Help” or “Internet Options,” to exercise choices you have for certain Cookies. If you disable or delete certain cookies, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work. Please refer to http://www.allaboutcookies.org/manage-cookies/index.html for information on commonly used browsers.